While she’s always tried to keep up with her Hollywood peers, Tori Spelling seems to be coming up short when it comes to finances.

The 40-year-old actress/author told People that she and husband Dean McDermott didn’t have enough money for him to get a $1000 vasectomy procedure.

Spelling explained, "We're in the entertainment business, and things change year to year. We don't have a series on the air right now, so we have to be more restrictive of what we can spend, just like anyone who doesn't currently have a steady job."

Tori also notes in her new book “Spelling It Like It Is,” "It's no mystery why I have money problems. I grew up rich beyond anyone's dreams. Even when I try to embrace a simpler lifestyle, I can't seem to let go of my expensive tastes. And then there's my little shopping problem ... I can't afford to live like this anymore. Our circumstances have changed. They say admitting the problem is the first step."

"I haven't bought a purse in three years, and it's fine. I look back at that girl who shopped at Gucci in my 20s, and I can't even relate. I can't believe I thought it was important."